New: Real-time settlements in AED

Move Money Globally

Collect, hold, and move money across stablecoins and local currencies with our unified API infrastructure.

๐Ÿ‡จ๐Ÿ‡ฆ
๐Ÿ‡ช๐Ÿ‡บ
Regulated in Canada & EU

Backed by investors reshaping finance

Alliance
Gnosis
IOSG

& other leading funds and angel investors.

Global Infrastructure

Local rails, global scale

Connect to domestic payment schemes in 40+ countries. We abstract the complexity of local banking rails into a single, powerful API.

Americas

๐Ÿ‡บ๐Ÿ‡ธ
United States
USD
ACH, FedWire, RTP
๐Ÿ‡จ๐Ÿ‡ฆ
Canada
CAD
EFT, Interac
๐Ÿ‡ง๐Ÿ‡ท
Brazil
BRL
PIX
๐Ÿ‡ฒ๐Ÿ‡ฝ
Mexico
MXN
SPEI

Europe

๐Ÿ‡ช๐Ÿ‡บ
Eurozone
EUR
SEPA Instant
๐Ÿ‡ฌ๐Ÿ‡ง
United Kingdom
GBP
Faster Payments
๐Ÿ‡จ๐Ÿ‡ญ
Switzerland
CHF
SIC
๐Ÿ‡ธ๐Ÿ‡ช
Sweden
SEK
Bankgirot

Asia Pacific

๐Ÿ‡ฆ๐Ÿ‡ช
United Arab Emirates
AED
FTS, IPP
๐Ÿ‡ฆ๐Ÿ‡บ
Australia
AUD
NPP
๐Ÿ‡ฎ๐Ÿ‡ณ
India
INR
UPI
๐Ÿ‡ญ๐Ÿ‡ฐ
Hong Kong
HKD
FPS
Global Payments

Global Payments,
Instant Settlements

Move money across borders with unprecedented speed. Our direct integrations with local payment rails ensure your funds settle in minutes, not days.

  • Direct local rail access
  • Instant settlement capability
  • Zero hidden FX fees
// Instant global payout
const payout = await align.payouts.create({
  amount: 2500.00,
  currency: "USD",
  beneficiary: "ben_8x9d0",
  rail: "wire"
});
// Issue a virtual account
const account = await align.accounts.create({
  type: "iban",
  currency: "AED",
  holder_name: "Acme Corp",
  reference: "user_123"
});
Virtual Accounts

Named accounts,
programmable money

Issue fully functional bank accounts for your users in seconds. Collect funds in 15+ currencies with local details and automatic reconciliation.

Available In:

๐Ÿ‡บ๐Ÿ‡ธUSD (ACH/Wire)
๐Ÿ‡บ๐Ÿ‡ธUSD (SWIFT)
๐Ÿ‡ฆ๐Ÿ‡ชUAE (FTS)
๐Ÿ‡ช๐Ÿ‡บEUR (SEPA)
๐Ÿ‡ฒ๐Ÿ‡ฝMXN (SPEI)
๐Ÿ‡ง๐Ÿ‡ทBRL (PIX)
๐Ÿ‡ฌ๐Ÿ‡งGBP (FPS)
  • Instant IBAN issuance
  • Multi-currency support
  • Automatic reconciliation
Developer Experience

Simple building blocks
for any workflow

Add global payments to your product in hours, not weeks. We handle the hard parts - banking rails, FX liquidity, and blockchain networks - so you donโ€™t have to.

  • Developer dashboard
  • Real-time webhooks
  • Sandbox environment
// Initiate a global payment
const payment = await align.payments.create({
  amount: 50000,
  currency: "EUR",
  beneficiary: "ben_7d8f9",
  payout_rail: "sepa_instant",
  compliance: "auto"
});
Compliance Engine

Compliance
without friction

We know that onboarding matters. We are a team of experienced compliance experts focused on helping you ship products and onboard customers faster.

Automated Onboarding

Replace manual reviews with our waterfall identity engine. We orchestrate checks across multiple local providers to maximize conversion.

Instant KYC
Streamlined KYB
Configurable Onboarding
Live 24/7

Expert Compliance Support

Our team helps you navigate complex regulatory landscapes and handles manual reviews when needed.

Compliance Core

Transaction Monitoring
Sanctions Screening
Travel Rule
Why Align

Created by engineers and founders,
we built Align to solve our own problem
_

01

Advanced Infrastructure

We are more than an on/off-ramp. Align is a full-stack payments infrastructure offering named bank accounts, 3rd party payments and deep liquidity.

02

Close to the metal

We integrate directly with banking partners and use third-party providers only when it improves reliability or reach.

03

Dedicated Partner

We are 100% focused on helping you ship products. We do not run competing products, nor are we distracted by other revenue streams.

Start building with Align today.

Build your own products, on your terms, without layers in between.