Your business account, built on stablecoins.

Hold USD, EUR, GBP and AED in your company's name. Move into stablecoins when you choose. Pay out to 180+ countries.

Open an accountTalk to sales

Trusted by

  • Inflow
  • Acctual
  • CopperX
  • Gnosis
  • Sentra

Four currencies.One account.

Local account details in your company's name. Money stays in the currency it arrives in.

See named accounts

Euro

Example

€96,410.00

Okafor & Lund Trading Ltd

IBAN
DE89 3704 0044 0532 0130 00

Recent payments

  • Hollmann Textil GmbH

    SEPA Instant · today

    +€12,500.00

  • Hetzner Online

    SEPA · yesterday

    −€1,284.00

  • Vandermeer Retail BV

    SEPA · 3 days ago

    +€27,400.00

On-ramp to stablecoins.Off-ramp to any bank.

On-ramp USD, EUR, GBP and AED into USDC, USDT or EURC. Off-ramp stablecoins back into any of the four, and pay out to any bank account. You see the rate before you confirm.

Bank rails
ACHFedwireSEPAFaster PaymentsUAEFTSSWIFT
Networks
Solana, Ethereum, Base, Tron and more
See on- and off-ramps

Conversions

Example
  • On-ramp

    You convert

    €100,000.00

    EUR

    From your EUR balance

    You receive

    108,240.00

    USDC

    Into your USDC balance, or to any wallet

    Rate1 EUR = 1.0824 USDC

  • Off-ramp

    You convert

    50,000.00

    USDC

    From your USDC balance

    You receive

    £37,125.00

    GBP

    To Peckham Print Co. by Faster Payments

    Rate1 USDC = 0.7425 GBP

Fee: Included in the rate

Get paid and pay.Agentic workflows handle the paperwork.

They draft invoices, read bills and match every payment. Nothing is sent or paid until you approve it.

Invoice

Example

“Invoice Hollmann 4,000 EUR for October, due in 14 days”

Hollmann Textil GmbH

INV-20261028-0021

€4,000.00

Due
in 14 days
Pay by
SEPA
Or
USDC
  • Drafted by AI from your sentence
  • Emailed with its own payment page
  • Payment matched to the invoice by AI
Paid by SEPA Instant+€4,000.00

Get paid

Describe an invoice in one sentence. Customers pay by bank or in stablecoins, and AI matches the payment to the invoice.

See invoicing

Bill

Example

Forwarded by email and read by AI

Larkspur Freight LLC

INV-20417

$9,850.00

From
USD balance
Via
SWIFT
Due
in 3 days
  • Bank details match past payments
  • Not paid before
  • Sent from the supplier's usual address
Waiting for an admin's approvalApprove

Pay

Forward a bill. AI fills in the payment and flags changed bank details and duplicates. Pay by bank in 180+ countries, or in stablecoins.

See bill pay

Up to 8% on idle balances.

Added every minute. Withdraw whenever you like.

Rates change over time and aren't guaranteed. Your balance isn't a bank deposit and isn't covered by deposit insurance.

Total balance

Example
$1,449,140.4023 Oct
24 Aug13 Sep03 Oct23 Oct

Everything else, built in.

Your money, kept safe.

  • Only you can move your money

    Only you can access your account, and no one can move funds without your permission, not even Align.

  • Kept apart

    Your money is held apart from other customers' and from Align's own, in accounts in your company's name.

  • Approvals and two-factor

    Every account needs two-factor sign-in, and payments above a limit wait for an admin.

  • Registered and regulated

    Align Payments Ltd. is a FINTRAC-registered money services business. Regulated services run through licensed financial institutions.

Align isn't a bank, so balances aren't covered by deposit insurance.

Trust and safety

Built for

Questions before you sign up

Can my company open an account?

Most registered companies can, wherever they're registered. Align doesn't serve companies in sanctioned jurisdictions. Sole traders should talk to the team first. The eligibility checker tells you in a minute, along with what to prepare.

How long does it take to open an account?

You apply online with your work email. Once your company documents are complete, the review usually takes 1–3 business days. USD ACH and wire access is requested separately and goes through a second review by Align's US banking partner.

What does it cost?

There's no monthly fee. Every payment shows its fee before you confirm, and every conversion its rate and fee. Align pays the network fee when you send USDC or USDT. There's no public rate card: you get a quote based on your volumes.

Do I need to use stablecoins?

No. Customers can pay you by bank transfer in USD, EUR, GBP or AED, the money stays in that currency's balance, and you pay suppliers by bank transfer from the same balances. You don't need a crypto wallet or network tokens. If your customers or suppliers use stablecoins, you can hold, receive and send USDC, USDT and EURC too, and Align pays the network fee when you send USDC or USDT.

Can I take my money out at any time?

Yes. Pay out to your own bank account or to a wallet whenever you like. USDC in Earn can be withdrawn instantly, with no lock-up.

Check if your company can open an accountHow pricing works

Open your
stablecoin account.

Sign up with your work email. Most companies are reviewed in 1–3 business days.

Open an accountTalk to sales