Thursday, December 5, 2024

The Need for Cross-Chain Payments Infrastructure

Pavel Skalin

Why Cross-Chain Payments Infrastructure is Critical for Businesses and Consumers

Stablecoin payments for retail transactions (between $1 and $10,000) are rapidly growing, with $169B in USDT transfers in November 2024 alone. Payments are scattered across blockchains, with Tron leading at $130B, followed by Binance Smart Chain ($24B) and Ethereum and Solana ($5B each). This fragmentation creates challenges for both businesses and consumers trying to move funds efficiently.


Challenges for Businesses and Consumers:

  • For Businesses: Managing liquidity and infrastructure across multiple chains increases operational costs and complexity.
  • For Consumers: Moving stablecoins between networks often involves expensive fees, confusing bridges, and delays.

How Align API Solves These Problems

Align API provides seamless cross-chain stablecoin payment solutions that benefit businesses and consumers alike:

  • For Businesses:
    • Unified Payments: Manage transactions across Tron, Binance Smart Chain, Ethereum, and more through one platform.
    • Automated Bridging and Swapping: Reduce operational overhead and technical complexity.
    • Secure and Scalable: Handle growing volumes with confidence.
  • For Consumers:
    • Frictionless Transactions: Move stablecoins like USDT and USDC between chains without worrying about bridging or swapping.
    • Lower Costs: Save on fees by accessing the most efficient payment routes.
    • Global Reach: Send and receive payments across multiple blockchains effortlessly.

Why Cross-Chain Infrastructure Matters

With Tron processing 77% of retail payments, consumers and businesses reliant on one chain risk losing access to liquidity and opportunities on others. Align API bridges this gap, enabling interoperability and seamless transfers across major networks.


Take the Next Step

Whether you’re a business looking to streamline payments or a developer seeking easier cross-chain transactions, Align API makes stablecoin payments simple, fast, and secure.

Schedule a call today to discover how Align API can help you move money smarter across blockchains.