Free tools for finance teams
Check an IBAN or a wallet address, see what a stablecoin transfer costs right now, and plan payments around the rails' holidays. Free, with no sign-up, and most run entirely in your browser.
- IBAN checkerPaste an IBAN to check its length, format and check digits for any of the 89 IBAN countries, and see the bank's name, BIC and head office.
- Virtual IBAN checkerPaste an IBAN to see whether a traditional bank or a payment provider such as Wise, Payoneer or Banking Circle issued it, why that matters, and how to check whose account it is.
- Payment arrival calculatorPick the rail and the day you send: see the day a SEPA, Faster Payments, CHAPS, Bacs, ACH, Fedwire or SWIFT payment should arrive, with cut-offs and 2026–2027 holidays.
- Payment troubleshooterA payment hasn't arrived, came back, arrived short or went to the wrong network? Answer two questions to see the likely causes and what to do now, for SWIFT, SEPA, UK, US and stablecoin payments.
- FX cost calculatorEnter what you sent and what arrived to see the exchange rate margin and fees on a USD, EUR, GBP or AED payment against the ECB reference rate, per payment and per year.
- MiCA stablecoin registerEvery e-money token issuer on ESMA's interim MiCA register, refreshed daily: who issues each EU-authorized stablecoin, where, under which supervisor, and the white papers.
- US payment holidays 2027The nine weekdays Fedwire and FedACH close in 2027, from the Federal Reserve's schedule, how weekend holidays are observed, and what still runs.
- Euro payment holidays 2027The six TARGET closing days in 2027, three of them weekdays, from the ECB's calendar, and why SEPA Instant keeps settling on all of them.
- UK payment holidays 2027The eight bank holidays in England and Wales in 2027 that close CHAPS and Bacs, from GOV.UK, the Christmas substitute days, and why Faster Payments still runs.
- Wallet address checkerPaste a wallet address to see if it's on Tron, an EVM network such as Ethereum or Base, or Solana, with checksum checks and a warning for token contracts.
- Stablecoin fee trackerWhat one USDT or USDC transfer costs right now on Tron, Ethereum, Solana, Base, Arbitrum, Polygon, Optimism, Avalanche and Aptos. Refreshed every 10 minutes.
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Open a business account built on stablecoins.
Named USD, EUR, GBP and AED accounts in your company's name, with USDC and USDT in and out. Apply online; our compliance team reviews applications in 1 to 5 business days.