Can I move my Mercury account to my non-US company?

No. Mercury requires a company formed and registered in the US or a US territory, so the account belongs to your US company. To bank the non-US company, open an account in its own name, such as a named USD account with Align, and move your customers to the new details.

The wider picture

The key points from the guide this answer comes from:

  1. Mercury only opens accounts for companies formed in the US or a US territory, and holds only US dollars, in fiat. Founders outside the US often formed a US company just to use it.
  2. Align opens named USD accounts in the name of a company registered elsewhere, with ACH and wire details on request, plus EUR, GBP and AED. That's the reason most companies look at switching.
  3. If you keep the US company, you may keep Mercury for its US operations and use Align for everything else. Align has no cards, bill pay integrations or accounting sync.
  4. Run both accounts in parallel, announce new details safely, and download your records before you close anything or wind up a US entity.

More questions on this

The full guide

Mercury only serves US-formed companies and holds only dollars. Align opens named USD accounts for companies registered elsewhere, plus EUR, GBP and AED. Move customers in groups with new contracts and invoices, run both accounts, and close Mercury only if you wind down the US company.

Read Moving from Mercury to Align: getting paid as your own company, with its sources.

General information, not legal, tax or financial advice. Rules and providers' terms change; check the sources in the guide and take advice on your own situation.

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