Crypto-friendly business accounts tracker
Lists of crypto friendly banks rarely say what each bank publishes. No regulator defines a crypto-friendly account, so this table shows what ten providers publish themselves: whether they name crypto companies, whether they take exchanges, what the account can hold and the main limit. Where we found nothing, it says Not stated.
As of 6 November 2026
| Provider | What it is | Stance on crypto companies | Exchanges and licensed activity | Crypto on the account | Main limit | Primary source | As of |
|---|---|---|---|---|---|---|---|
| Align | Business account from Align Payments Ltd., a FINTRAC-registered money services business. Not a bank | ReviewCrypto and web3 companies go through a review. Align can't onboard a business that needs a licence where it operates and doesn't hold one. If your activity is licensed, such as running an exchange or holding customers' crypto, have your licence ready for the review. Its acceptable use policy bars crypto ATM operators and anonymity-enhancing services such as mixers, tumblers and privacy coins, and it limits VASPs to their own operational funds, after enhanced due diligence and additional approval. Its prohibited activities page bars any business that needs a licence and doesn't hold one. | Licensed activity, such as running an exchange, needs its licence at review. As a VASP, an exchange could move only its own operational funds. Customers' money can't be collected, held or forwarded on an Align account. | USDC, USDT and EURC, next to USD, EUR, GBP and AED balances. No BTC, ETH or other tokens listed. | Registered companies only. Align's prohibited activities include charities and non-governmental organisations, including fundraising and donation processing. So foundations and non-profits aren't eligible. No deposit insurance. | 6 November 2026 | |
| AMINA Bank | Swiss bank regulated by FINMA | Names crypto companiesHas a Web3 section for corporates, with a startup package. The package asks for at least 18 months of operations and a company under 5 years old or with less than CHF 10M raised. | Lists crypto exchanges among who it serves, with banking, custody and treasury services for exchange operators. | Crypto custody and trading, with current accounts in CHF, USD, EUR, GBP, HKD and AED. | A site disclaimer says AMINA Bank's products are licensed only in Switzerland, while the site also says it welcomes clients worldwide. Ask which entity would serve you. | 6 November 2026 | |
| Bank Frick | Liechtenstein bank | Names crypto companiesServes professional market participants and established companies in blockchain and crypto. | Says it understands the business models of established crypto exchanges and brokers. | Crypto trading and custody, including BTC, ETH and USDC. USDT isn't on its list. Business accounts in CHF, EUR, USD, GBP and other convertible currencies. | Aimed at established firms. Transactions from crypto exchanges are accepted only with evidence. | 6 November 2026 | |
| BCB Group | UK payment institution and French e-money institution. Not a bank | Names crypto companiesSays its accounts are designed for businesses in crypto and digital asset markets. | Lists exchanges, liquidity providers and brokerages among the industries it works with. | Calls these "fiat payment accounts rather than traditional bank accounts or crypto custody solutions". Its BLINC network settles between participants. | Publishes no eligibility criteria; you apply through its contact page. | 6 November 2026 | |
| Customers Bank (cubiX) | US bank, FDIC no. 34444 | Names crypto companiesNames digital asset firms among the institutional customers cubiX is built for. | Not stated | Not stated. The page describes payments and treasury services, not holding crypto. | Built for institutional customers; you start through a bank representative. | 6 November 2026 | |
| Mercury | US fintech on partner banks (Choice Financial Group and Column N.A.). Not a bank | Names crypto companiesSays it supports "thousands of crypto and web3 startups, DAOs, and funds". | Doesn't currently support money services businesses or exchanges. | None. Accounts hold fiat only. | Companies formed and registered in the US or a US territory, with existing or planned US operations. Fiat only, and no exchanges or money services businesses. | 6 November 2026 | |
| Revolut Business | Not stated | Not stated | Not stated | Not stated | Not stated | Revolut's help center blocked automated reading for this update, so this tracker makes no claim. Check its list of unsupported industries directly. | Not read |
| Slash | US fintech on Column N.A. Not a bank | Names crypto companiesSays its web3 account is "built specifically for crypto companies". | Not stated | Send and receive USDC and USDT, plus its own USDSL. Bridge Building Inc. provides custody and transfers. Digital assets aren't insured. | "Geographic, regulatory, and other eligibility limits apply". | 6 November 2026 | |
| Wise Business | Payment provider | ExcludedLists "businesses involved in cryptocurrency" among those it doesn't support. | Covered by the same exclusion. | Not stated | Not an option for a company involved in cryptocurrency. | 6 November 2026 | |
| Xapo Bank | Gibraltar credit institution, with a separate company for Bitcoin. Both overseen by the GFSC | Names crypto companiesIts institutional account is for family offices and very wealthy companies, with treasury services for exchanges, digital asset treasuries and corporates. | Names exchanges among its treasury customers. | Bitcoin custody and stablecoin conversions. Eligible fiat deposits are protected up to £120,000; Bitcoin isn't covered. | No third-party payments, in fiat or stablecoins. Transfers go only to accounts in the same legal name. | 6 November 2026 |
Which provider fits
Start from what your company does, not from which name appears on the most lists. Our guide to crypto friendly banks for business explains the trade-offs behind each row.
- You want a bank that also holds crypto. Look at crypto friendly banks in Europe such as AMINA Bank and Bank Frick, or Xapo Bank, where a separate company holds Bitcoin. Align doesn't offer BTC or ETH custody. Check each bank's deposit protection yourself.
- You run an exchange or brokerage. AMINA Bank, Bank Frick, BCB Group and Xapo Bank name them. Mercury doesn't support exchanges.
- You're a US startup that only needs fiat. Mercury names crypto startups, as long as you aren't an exchange or money services business.
- You're a US company that wants stablecoins in the same place. Slash publishes USDC and USDT transfers, with eligibility limits. Align serves US companies too, with USDC, USDT and EURC next to named USD, EUR, GBP and AED accounts.
- You're a registered company elsewhere, paid in stablecoins, paying people by bank. Check Align's eligibility and how to get a USD account as a non-US company.
A provider's position depends on the rules it works under, so read this next to the stablecoin regulation tracker.
What Align's policies say
Align isn't a bank. It's a business account for registered companies, with USDC, USDT and EURC held next to USD, EUR, GBP and AED. Crypto companies aren't turned away or accepted automatically: they go through a review.
- Licences. The prohibited activities page bars any business that needs a licence in its jurisdiction and doesn't hold a valid one.
- Crypto activities Align bars. The acceptable use policy bars crypto ATM operators and anonymity-enhancing services such as mixers, tumblers and privacy coins.
- Other people's money. Regulated institutions, which the policy says include VASPs, are limited to first-party payments, after enhanced due diligence and additional approval. Platforms that need more can look at AlignConnect, where each customer is onboarded with Align directly.
- Foundations and non-profits. They aren't eligible, which matters for many token projects.
- Tokens. Align's docs list USDC, USDT and EURC only, so BTC, ETH or your own token need an exchange or custodian.
Method and updates
Each row summarizes the provider's own public pages, and the date shows when we read them. We don't use review sites or apply to test the result. We recheck every month, and the data is kept in a structured file so a change can be traced.
Common questions
- What does "Not stated" mean?
- We didn't find the answer on the public pages we read, or we couldn't read them. It doesn't mean there's no rule, and it isn't a yes or a no. A provider may publish more elsewhere or decide case by case.
- Does a provider naming crypto companies mean it will accept mine?
- No. Every provider here reviews your company, its owners and its activity. "Crypto friendly" isn't a licence or a legal term, so check your exact activity with the provider before you apply.
- Is Align a crypto-friendly bank?
- Align isn't a bank, and there's no deposit insurance on Align balances. Crypto and web3 companies go through a review, and a business that needs a licence where it operates must hold one.
- Can a DAO or a foundation open an Align account?
- Align serves registered companies. Charities, foundations and non-profits aren't eligible, so a foundation can't open an account, and a DAO needs a registered company that isn't one of those.
For information, not legal or financial advice. Provider terms change, so check the linked source before you apply. Align isn't a bank. Align Payments Ltd. is registered with FINTRAC in Canada as a money services business.
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