Can I use these figures?
The wider picture
The key points from the guide this answer comes from:
- Swift says over 90% of cross-border payments reach the payee's bank within an hour, but its October 2024 data showed only 43% credited to the end customer that fast.
- The US ACH network carried 35.19 billion payments worth $93.00 trillion in 2025. Fedwire carried 217.3 million worth about $1.15 quadrillion, an average of $5.28 million each.
- UK Faster Payments carried 5.55 billion payments worth £4.84 trillion in 2025, and Confirmation of Payee runs more than 2 million name checks a day.
- About $183 billion of USDT was in circulation in October 2026, half of it on Tron. Firms that Artemis studied settled $136 billion of stablecoin payments from January 2023 to August 2025.
More questions on this
- How fast are international payments in 2026?
- How many payments go through ACH each year?
- How much USDT and USDC is there, and on which networks?
The full guide
Swift gets over 90% of payments to the payee's bank within an hour, but only 43% to the end customer. ACH carried 35.19 billion payments in 2025 and Faster Payments 5.55 billion, and about $183 billion of USDT was in circulation in October 2026. Every figure links to its primary source.
Read Cross-border payment statistics for 2026: SWIFT, ACH, UK rails and stablecoins, with its sources.
General information, not legal, tax or financial advice. Rules and providers' terms change; check the sources in the guide and take advice on your own situation.
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