Can US customers pay me in USDC?

Yes, if they hold it and their finance team is set up to send it. Agree the network and address in writing, send a test amount first, and treat it like any other payment instruction.

The wider picture

The key points from the guide this answer comes from:

  1. Give US customers a US account number and routing number, and they can pay you by ACH or domestic wire, like any US supplier.
  2. Sending SWIFT details instead means an international wire: another approval for their finance team, a higher fee, and intermediary deductions of 15 to 50 USD.
  3. Send a completed Form W-8BEN-E with your first invoice. A foreign company with no US business usually doesn't need an EIN.
  4. A W-8BEN-E is generally valid until the end of the third calendar year after you sign it, unless your circumstances change.

More questions on this

The full guide

Give US customers a US account number and routing number and they can pay you the way they pay any domestic supplier. Send a completed Form W-8BEN-E with your first invoice so their finance team can record you as a foreign company.

Read How to get paid by US customers without a US entity, with its sources.

General information, not legal, tax or financial advice. Rules and providers' terms change; check the sources in the guide and take advice on your own situation.

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