Is Wise Business cheaper than the alternatives?
From Wise Business alternatives for companies paid across borders, by Pavel Skalin. Updated .
The wider picture
The key points from the guide this answer comes from:
- Wise Business publishes its fees and gives account details in 22 currencies, but charges 6.11 USD for each incoming USD wire or SWIFT payment.
- Wise doesn't give USD account details for addresses in countries including Bangladesh, Nigeria, Pakistan, Sri Lanka, Türkiye and the UAE, and doesn't serve businesses that trade crypto.
- The main alternatives are Airwallex, Revolut Business, Payoneer, Mercury and Align, each covering a different gap.
- Align fits companies paid in stablecoins: named USD, EUR, GBP and AED accounts in your company's name, with money received landing as USDC or USDT, or as EURC for euros.
More questions on this
- What is the best Wise Business alternative?
- Which alternative works if Wise won't give my business USD account details?
- Is there a Wise Business alternative that works with crypto?
The full guide
Wise Business publishes its fees and gives account details in 22 currencies, but it doesn't issue USD details for addresses in some countries and doesn't serve businesses that trade crypto. Airwallex and Revolut Business fit fiat companies in their eligible countries; Align fits companies paid in USDC or USDT that want named USD, EUR, GBP and AED accounts (AED for companies outside the UAE).
Read Wise Business alternatives for companies paid across borders, with its sources.
General information, not legal, tax or financial advice. Rules and providers' terms change; check the sources in the guide and take advice on your own situation.
Get started
Open a business account built on stablecoins.
Named USD, EUR, GBP and AED accounts in your company's name, with USDC and USDT in and out. Apply online; our compliance team reviews applications in 1 to 5 business days.