Do Wise or Payoneer support stablecoins?

Wise doesn't support businesses involved in the exchange or trading of cryptocurrencies. Payoneer offers a stablecoin wallet powered by Bridge for USDC and USDT, rolling out in phases and kept separate from your Payoneer balances. A company that wants payments into bank accounts to land as stablecoins can use Align.

The wider picture

The key points from the guide this answer comes from:

  1. Payoneer is built for getting paid, with receiving details in 13 currencies in 190+ countries. Wise is built for holding, converting and sending, with no monthly fee.
  2. For a wire in a currency other than your own, Wise usually costs less: Payoneer charges 1%, about 100 USD on 10,000 USD, against Wise's 6.11 USD.
  3. Payoneer's receiving accounts accept only business payments from business accounts.
  4. Payoneer is often the alternative where Wise doesn't give USD account details, such as Bangladesh, Nigeria, Pakistan and Sri Lanka. Check its list for your country.

More questions on this

The full guide

Payoneer is built for getting paid, with receiving details in 13 currencies in 190+ countries, but takes 1% of payments in a non-local currency. Wise Business has no monthly fee and a fixed 6.11 USD per USD wire, so it usually costs less, where it gives USD account details.

Read Wise vs Payoneer for businesses: receiving fees, withdrawals and who can open one, with its sources.

General information, not legal, tax or financial advice. Rules and providers' terms change; check the sources in the guide and take advice on your own situation.

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Open a business account built on stablecoins.

Named USD, EUR, GBP and AED accounts in your company's name, with USDC and USDT in and out. Apply online; our compliance team reviews applications in 1 to 5 business days.