Which business accounts accept a non-resident company?
Most providers set their rules by where the company is registered and where its owners live, and many don't publish all of it. This table shows what nine of them say, with a source and date on every cell. Where we found nothing, it says Not stated.
Sources read 23 October 2026 to 10 November 2026
Showing 9 of 9 providers.
| Provider | Company country | Owner residence | Entity type | Currencies |
|---|---|---|---|---|
| Airwallex | 69 listed registration locations. If yours isn't listed, Airwallex says it can't process your application. Listing doesn't guarantee approval.Eligible countries and territories, as of 6 Nov 2026 | Not statedThe eligibility page doesn't mention where owners or directors live.Eligible countries and territories, as of 6 Nov 2026 | Not statedThe eligibility page doesn't discuss entity types.Eligible countries and territories, as of 6 Nov 2026 | Global Accounts in 20+ currencies, depending on the onboarding entity. AED isn't available to customers based in the UAE, and an industry restriction applies.Global Account currencies, as of 6 Nov 2026 |
| Align | No list of eligible countries. Excluded: the sanctioned countries, Belarus, Cuba, Iran, Myanmar, North Korea, Russia, Syria and Crimea, and countries on the FATF grey list. USD and AED aren't available in some other countries, including Ukraine.Eligibility check, as of 6 Nov 2026 | Owners can't be located in, or otherwise associated with, a sanctioned country: Belarus, Cuba, Iran, Myanmar, North Korea, Russia, Syria and Crimea. USD and AED aren't available if an owner is in some other countries, including Ukraine.Eligibility check, as of 6 Nov 2026 | Registered companies. Partnerships and sole traders should talk to the team first. Charities and non-profits are on the prohibited activities list.Eligibility check, as of 6 Nov 2026 | Named USD, EUR, GBP and AED accounts, with USDC, USDT and EURC held alongside. The accounts are for registered companies in the US, the EU, the UK, the UAE and worldwide, apart from sanctioned countries and countries on the FATF grey list, and USD and AED aren't available in some other countries.Align facts for AI crawlers, as of 10 Nov 2026;Accounts, as of 6 Nov 2026 |
| Bridge | Unavailable in Algeria, Burundi, China, Japan and Tunisia, and its table shows no services for Guinea-Bissau. Prohibited in 19 places, including Russia, Belarus, Iran and Venezuela. Ukraine is High Risk but supported; Crimea, Sevastopol, Donetsk, Kherson, Luhansk and Zaporizhzhia are prohibited. New York addresses are excluded. It says it can't onboard new South Korean users, though its table lists Korea as supported.Supported countries list, as of 6 Nov 2026 | Not statedNo general rule. Proof of address is required when a control person lives in a high-risk region.Businesses overview, as of 6 Nov 2026 | Not statedIts docs describe common entity types, including sole proprietorships, trusts, nonprofits and DAOs, without saying which it supports.Business entity types, as of 6 Nov 2026 | Virtual accounts in USD, EUR, MXN, BRL, GBP and COP, after KYC or KYB approval.Virtual accounts, as of 6 Nov 2026 |
| BVNK | Not statedBVNK says it supports customers in 130+ countries and markets. The pages read give no country list. GBP accounts are limited to the UK, Isle of Man, Jersey, Gibraltar and Guernsey.BVNK home page and FAQ, as of 6 Nov 2026;Virtual accounts overview, as of 6 Nov 2026 | Not statedThe pages read don't mention where owners live.BVNK home page and FAQ, as of 6 Nov 2026;Virtual accounts overview, as of 6 Nov 2026 | Businesses and financial institutions processing at least $500,000 a month, with six months of trading history.BVNK home page and FAQ, as of 6 Nov 2026 | USD, EUR and GBP, plus EURC, PYUSD, USDC, USDG and USDT. Available tokens depend on jurisdiction, and USDT isn't listed for the EEA.Currencies, as of 6 Nov 2026;Virtual accounts overview, as of 6 Nov 2026 |
| Conduit | Not statedConduit says it serves businesses in 100+ countries, but shows coverage only on a map. Its terms bar residents, nationals and agents of Cuba, North Korea, Sudan, Syria and other US-embargoed countries.Conduit home page, as of 6 Nov 2026;Terms of service, as of 6 Nov 2026 | Not statedThe terms set no separate rule on where owners live.Terms of service, as of 6 Nov 2026 | Not statedIts terms cover companies acting through an authorized representative, without listing entity types.Terms of service, as of 6 Nov 2026 | USD, with EUR and GBP in named virtual accounts, plus USDC, USDT and USDH.Conduit home page, as of 6 Nov 2026 |
| Mercury | Formed and registered in the US or a US territory, with existing or planned US operations. Its terms add "another jurisdiction authorized by Mercury" without naming any.Eligibility and requirements for opening a Mercury account, as of 23 Oct 2026;Terms of service, as of 6 Nov 2026;Banking for crypto companies, as of 6 Nov 2026 | Founders needn't be US citizens or residents, but can't live in a country on its prohibited list. The list goes by where you live, and includes Bangladesh, Indonesia, Nigeria, Pakistan, the Philippines, Ukraine and Vietnam.Eligibility and requirements for opening a Mercury account, as of 23 Oct 2026;Prohibited countries, as of 23 Oct 2026 | Legal entities. It says it can't open accounts for trusts, money services businesses or crypto exchanges.Eligibility and requirements for opening a Mercury account, as of 23 Oct 2026;Terms of service, as of 6 Nov 2026;Banking for crypto companies, as of 6 Nov 2026 | USD accounts only. It can't hold non-USD balances.Eligibility and requirements for opening a Mercury account, as of 23 Oct 2026 |
| Payoneer | Not statedPayoneer says it can't take direct registrations from "select countries and territories", without naming them on this page.Signing up to Payoneer FAQ, as of 6 Nov 2026 | Not statedIndividuals give a residential address and companies a physical one. No rule on where owners live.Signing up to Payoneer FAQ, as of 6 Nov 2026 | Registered businesses sign up as a company, including sole proprietorships, partnerships and corporations. Unregistered businesses sign up as an individual. Built for commercial use, including freelancers.Signing up to Payoneer FAQ, as of 6 Nov 2026;Payoneer account, as of 6 Nov 2026 | Local account details in USD, EUR, GBP, SGD, HKD, AUD, CAD, JPY, AED, MXN, IDR, BRL and KRW. Approval takes from a few minutes to 3 business days, depending on business type and location.Multi-currency business account, as of 6 Nov 2026 |
| Revolut Business | Companies registered, with a physical presence, in the UK, the EEA, the US, Australia or Singapore. Its Swiss site offers Business plans, but its Swiss help page names no countries. Other countries go on a waiting list.Eligible countries and territories for Revolut Business, as of 23 Oct 2026 | The applicant must live in a supported country, and the list depends on the company's country. For UK or EEA companies, the UK site lists the UK, the EEA, the US, Australia, Singapore and India.Eligible countries and territories for Revolut Business, as of 23 Oct 2026 | Registered companies. Its UK help center lists freelancers and sole traders among the types it doesn't support.Legal entities, as of 23 Oct 2026 | Supports 25+ currencies. Local details vary by company country; GBP, EUR, USD and CHF are named for incoming transfers.Multi-currency business accounts, as of 23 Oct 2026 |
| Wise Business | Wise lists 21 countries and five Ukrainian regions (Crimea, Donetsk, Luhansk, Kherson and Zaporizhzhia) where you can't register or use an account. It also restricts businesses linked to Cuba, and it tells you at sign-up whether it supports your country.Which countries can I use Wise in?, as of 6 Nov 2026;Can my business use Wise?, as of 6 Nov 2026;Acceptable use policy, as of 6 Nov 2026 | Not statedThe help article doesn't address where owners or directors live.Can my business use Wise?, as of 6 Nov 2026 | Sole traders and freelancers, limited and public companies, and partnerships. Trusts only if registered in Australia, Canada, New Zealand or the US. UK limited partnerships and businesses with bearer shares aren't supported. Non-profits are restricted outside Canada, the EEA, Switzerland, the US, Australia and New Zealand.Can my business use Wise?, as of 6 Nov 2026;Acceptable use policy, as of 6 Nov 2026 | Account details to receive 22 currencies, including AUD, CAD, EUR, GBP, HUF, NZD, PHP, SGD and USD. USD details aren't available for every address, so check Wise's list.Pricing and coverage, as of 6 Nov 2026;Can I get USD account details?, as of 6 Nov 2026 |
How to read the table
Choose a filter and each cell shows how that provider's published rule applies. A filter hides a provider only when its own words rule your choice out.
- Matches. The provider names your choice.
- Not on its exclusion list. The provider publishes exclusions and yours isn't one. That isn't a promise to accept you.
- Extra review. The provider allows it, with more checks or conditions.
- Not stated. We didn't find an answer on the pages we read.
Which provider fits
- A US company with US operations. Mercury is often the better fit, as long as no owner lives in a country on its list.
- A freelancer or unregistered business. Wise Business and Payoneer both take sole traders. Align is built for registered companies.
- A company in the UK, the EEA, the US, Australia or Singapore that works in fiat. Revolut Business and Airwallex are worth comparing first.
- A platform embedding accounts for its own customers. Bridge, BVNK and Conduit publish API docs for this, and so does AlignConnect.
- A registered company, in those markets or elsewhere, that also moves stablecoins. Check Align's eligibility page, and how to get a USD account as a non-US company.
Ukraine
Rules for Ukraine differ more than most, and company country and owner residence can give different answers, so filter on both. Align can open EUR and GBP accounts for Ukrainian companies, subject to its review, but not USD or AED, and not for a company located in or associated with Crimea. Mercury's prohibited list included Ukraine when last read. Wise lists five Ukrainian regions, not the whole country. Bridge classes Ukraine as High Risk but supported, and prohibits Crimea, Sevastopol, Donetsk, Kherson, Luhansk and Zaporizhzhia.
Method and updates
Each cell summarizes the provider's own public pages: help centers, terms, API docs and pricing pages. We don't use review sites or apply to test the result. The date on a cell is when that source was last read, so dates differ. We recheck every month, and the data is kept in a structured file so a change can be traced.
Common questions
- What does "Not stated" mean?
- We didn't find the answer on the public pages we could read, which are linked in the cell. It doesn't mean there's no rule. A provider may publish more elsewhere, show it only during sign-up, or decide case by case.
- Does a match mean I'll be approved?
- No. Every provider here reviews your company, its owners and its activity. A match only means nothing on the pages we read rules you out.
- Why is owner residence separate from company country?
- They're different tests. A UK company can pass on company country and still be declined because an owner lives somewhere the provider won't serve. Mercury, for example, says its prohibited list goes by where you live, not your citizenship.
For information, not legal or financial advice. Provider rules change, so check the linked source before you apply. Align isn't a bank. Align Payments Ltd. is registered with FINTRAC in Canada as a money services business.
Get started
Open a business account built on stablecoins.
Named USD, EUR, GBP and AED accounts in your company's name, with USDC and USDT in and out. Apply online; our compliance team reviews applications in 1 to 3 business days.