Can freelancers switch to Align?

The wider picture

The key points from the guide this answer comes from:

1. Companies usually move from Payoneer for two reasons: fees on payments in a non-local currency, 1% with a minimum of 1.00 USD as of October 2026, and wanting account details in the company's own name.
2. If marketplaces or platforms pay you through Payoneer, you may need to keep it for those payouts and move only the payments you control.
3. Open the new account first and run both for at least a month. Announce new details from a known channel, with a confirmation letter, and invite customers to call you back.
4. Download statements and payment records before you close Payoneer, and keep it open until the last payment to it has landed.

More questions on this

• Can I keep Payoneer for marketplace payouts and use Align for the rest?
• Does Payoneer charge to keep an account open?

The full guide

Companies move from Payoneer for named account details and to avoid the 1% fee on payments in a non-local currency. Keep it for marketplaces that pay only through Payoneer, run both for a month, announce new details safely, and close it last.

Read Moving from Payoneer to Align: a switching checklist, with its sources.

General information, not legal, tax or financial advice. Rules and providers' terms change; check the sources in the guide and take advice on your own situation.