How long does switching take?

Align's review takes 1 to 5 business days once your documents are complete. USD ACH and wire access is requested separately and reviewed again by Align's US banking partner. Plan on about a month from opening the account to moving most customers and suppliers.

The wider picture

The key points from the guide this answer comes from:

  1. Switch when stablecoins are part of how you're paid or how you pay: Wise doesn't support crypto trading or payments to crypto exchanges and wallets. If you don't touch stablecoins, Wise Business is often the better fit.
  2. Open the new account before you tell anyone, and run both for at least a month, so payments sent to your old details still arrive.
  3. Announce new bank details the way you'd want a supplier to: from a known channel, with a confirmation letter, and invite customers to call you back.
  4. Download statements and payment records before you close the old account, and keep it open until the last straggler payment has landed.

More questions on this

The full guide

Move when stablecoins are part of how you're paid or pay: Wise doesn't support payments to crypto exchanges and wallets. Open the new account first, run both for a month, announce your new details safely, and close Wise only when nothing more is due to it.

Read Moving from Wise Business to Align: a switching checklist, with its sources.

General information, not legal, tax or financial advice. Rules and providers' terms change; check the sources in the guide and take advice on your own situation.

Get started

Open a business account built on stablecoins.

Named USD, EUR, GBP and AED accounts in your company's name, with USDC and USDT in and out. Apply online; our compliance team reviews applications in 1 to 5 business days.