What happens to payments sent to my old Wise details after I switch?

The wider picture

The key points from the guide this answer comes from:

1. Switch when stablecoins are part of how you're paid or how you pay: Wise doesn't support crypto trading or payments to crypto exchanges and wallets. If you don't touch stablecoins, Wise Business is often the better fit.
2. Open the new account before you tell anyone, and run both for at least a month, so payments sent to your old details still arrive.
3. Announce new bank details the way you'd want a supplier to: from a known channel, with a confirmation letter, and invite customers to call you back.
4. Download statements and payment records before you close the old account, and keep it open until the last straggler payment has landed.

More questions on this

• Can I keep Wise Business and use Align as well?
• How long does switching take?
• Will my customers see a new name when they pay?

The full guide

Move when stablecoins are part of how you're paid or pay: Wise doesn't support payments to crypto exchanges and wallets. Open the new account first, run both for a month, announce your new details safely, and close Wise only when nothing more is due to it.

Read Moving from Wise Business to Align: a switching checklist, with its sources.

General information, not legal, tax or financial advice. Rules and providers' terms change; check the sources in the guide and take advice on your own situation.