How much does Payoneer charge to receive payments?

As of October 2026, Payoneer's pricing page lists receiving to a receiving account in your local currency as free, and in another currency as 1% (minimum 1.00 USD). Card payments from a payer cost up to 3.99% + 0.49 USD. An annual fee of 29.95 USD applies if the account receives less than 6,000 USD in any 12 consecutive months, though it isn't charged in the first year on paid annual plans. Payoneer says fees vary by region and account type.

The wider picture

The key points from the guide this answer comes from:

  1. Payoneer gives local receiving details in 13 currencies and serves freelancers as well as businesses. Receiving in your local currency is free.
  2. In another currency it charges 1% (minimum 1.00 USD), and a 29.95 USD annual fee applies if you receive less than 6,000 USD in any 12 consecutive months.
  3. For a registered company, the main alternatives are Wise Business, Airwallex, Revolut Business, Mercury and Align. For a freelancer, they're Payoneer or Wise Business.
  4. Align fits a company paid in USDC or USDT that wants named USD, EUR, GBP and AED accounts in its own name.

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The full guide

Payoneer gives local receiving details in 13 currencies and serves freelancers as well as businesses. For a registered company, Wise Business, Airwallex, Revolut Business, Mercury and Align are the main alternatives; Align fits companies paid in USDC or USDT that want named USD, EUR, GBP and AED accounts (AED for companies outside the UAE).

Read Payoneer alternatives for businesses receiving international payments, with its sources.

General information, not legal, tax or financial advice. Rules and providers' terms change; check the sources in the guide and take advice on your own situation.

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