Is there a Payoneer alternative for freelancers?

Wise Business says it works for sole traders and freelancers as well as companies, though as of October 2026 it doesn't issue USD account details to anyone with an address in countries including Bangladesh, Nigeria, Pakistan and Sri Lanka. Payoneer itself serves freelancers. Align, Airwallex, Mercury and Revolut Business open accounts for registered businesses.

The wider picture

The key points from the guide this answer comes from:

  1. Payoneer gives local receiving details in 13 currencies and serves freelancers as well as businesses. Receiving in your local currency is free.
  2. In another currency it charges 1% (minimum 1.00 USD), and a 29.95 USD annual fee applies if you receive less than 6,000 USD in any 12 consecutive months.
  3. For a registered company, the main alternatives are Wise Business, Airwallex, Revolut Business, Mercury and Align. For a freelancer, they're Payoneer or Wise Business.
  4. Align fits a company paid in USDC or USDT that wants named USD, EUR, GBP and AED accounts in its own name.

More questions on this

The full guide

Payoneer gives local receiving details in 13 currencies and serves freelancers as well as businesses. For a registered company, Wise Business, Airwallex, Revolut Business, Mercury and Align are the main alternatives; Align fits companies paid in USDC or USDT that want named USD, EUR, GBP and AED accounts (AED for companies outside the UAE).

Read Payoneer alternatives for businesses receiving international payments, with its sources.

General information, not legal, tax or financial advice. Rules and providers' terms change; check the sources in the guide and take advice on your own situation.

Get started

Open a business account built on stablecoins.

Named USD, EUR, GBP and AED accounts in your company's name, with USDC and USDT in and out. Apply online; our compliance team reviews applications in 1 to 5 business days.